{"id":219,"date":"2022-01-28T10:04:08","date_gmt":"2022-01-28T10:04:08","guid":{"rendered":"https:\/\/myhousingresources.net\/?p=30"},"modified":"2022-01-28T10:04:08","modified_gmt":"2022-01-28T10:04:08","slug":"how-to-get-help-paying-your-rent","status":"publish","type":"post","link":"https:\/\/www.financialresourcehelper.com\/index.php\/2022\/01\/28\/how-to-get-help-paying-your-rent\/","title":{"rendered":"How To Get Help Paying Your Rent"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019re having difficulty paying your rent, utilities, or other housing costs, you may be able to get financial help.\u00a0 <\/span><span style=\"font-weight: 400;\">Both state and local programs have funds available and are accepting applications from renters.\u00a0<\/span><span style=\"font-weight: 400;\">This article will discuss an important program for rental assistance.\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">Emergency Rental Assistance Program (ERA)<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">The U.S. Department of Treasury sponsor the ERA program in order to help with the financial burdens of their local communities.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For a good overview of the program as well as frequently asked questions, visit <\/span><a href=\"https:\/\/www.dhs.pa.gov\/ERAP\/Documents\/ERAP%20DHS%20FAQs%2008.03.21.pdf\"><span style=\"font-weight: 400;\">ERA Overview<\/span><\/a><span style=\"font-weight: 400;\"> .\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">How To Apply\u00a0<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Every local ERA program sets its own guidelines for its policies and procedures. So the important first step you should take is to find your local ERA program.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Go to the <\/span><a href=\"https:\/\/www.consumerfinance.gov\/coronavirus\/mortgage-and-housing-assistance\/renter-protections\/find-help-with-rent-and-utilities\/?_gl=1*ikdgb2*_ga*MTIzOTQ5NDk4Ni4xNjQzMjE4NzQ3*_ga_DBYJL30CHS*MTY0MzIxODc0Ni4xLjEuMTY0MzIxODc3OC4w\"><span style=\"font-weight: 400;\">Consumer Finance Website<\/span><\/a><span style=\"font-weight: 400;\"> to find out how to apply for rental assistance.\u00a0 <\/span><span style=\"font-weight: 400;\">Keep in mind that in some areas, you can apply for assistance yourself. In some cases, your landlord needs to submit an application first.\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">What\u2019s Covered\u00a0<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">The federal ERA Programs allows their local affiliates to provide assistance for rent, utilities, and home energy costs.\u00a0 <\/span><span style=\"font-weight: 400;\">In particular, this includes electricity, fuel, oil, gas, water, and trash removal. If your landlord pays the utilities or home energy bills, they are considered part of your rent.\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">Additional Coverage<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Rental assistance under the ERA program can also include late fees, if they\u2019re not part of your rent or utility debt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Internet service to your home is also covered, as well as moving expenses and other rental-related costs \u2014 security deposits, application fees \u2014 for families that must move.\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">Find Out If You\u2019re Eligible\u00a0<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">In order to participate in the ERA program, you must have a written agreement to pay rent for the home or mobile home you\u2019re currently living in.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While this agreement doesn\u2019t have to be a lease, you must also meet a few other criteria:\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Someone in your households has qualified for unemployment or could qualify<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Can prove they have lost income<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are owed big expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Have experienced other financial hardships<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Other ways to be eligible are if your household income is below the average income where you live, and if at least one person in your household is at risk of becoming homeless or could have trouble finding a place to live.\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">Priority Assistance<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Local ERA programs must give top priority to households with income below 50% of the Average Median Income (AMI).\u00a0 <\/span><span style=\"font-weight: 400;\">Households with a worker who has been unemployed for at least 90 days also get priority assistance.\u00a0 <\/span><span style=\"font-weight: 400;\">For more information, contact your local ERA program to find out exactly how they operate.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Go to the <\/span><a href=\"https:\/\/emergencyrentalassistanceprogram.com\/find-assistance\"><span style=\"font-weight: 400;\">Emergency Rental Assistance Website<\/span><\/a><span style=\"font-weight: 400;\"> for more information.\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">Big Picture<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Families and households that are having trouble paying rent and utilities have places they can go to for help.\u00a0<\/span><span style=\"font-weight: 400;\">So take control of your hardships head on, and find out if you qualify for these important rental assistance programs.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re having difficulty paying your rent, utilities, or other housing costs, you may be able to get financial help.\u00a0 Both state and local programs have funds available and are accepting applications from renters.\u00a0This article will discuss an important program&hellip; <a href=\"https:\/\/www.financialresourcehelper.com\/index.php\/2022\/01\/28\/how-to-get-help-paying-your-rent\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":35,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-219","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips"],"_links":{"self":[{"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/posts\/219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/comments?post=219"}],"version-history":[{"count":0,"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/posts\/219\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/media\/35"}],"wp:attachment":[{"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/media?parent=219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/categories?post=219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.financialresourcehelper.com\/index.php\/wp-json\/wp\/v2\/tags?post=219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}